Privacy Policy

Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to www.kaped.com, and KAPED, Inc. and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to KAPED, Inc. include www.kaped.com and KAPED. The KAPED website is a Information & Fintech site. By using the KAPED website, you consent to the data practices described in this statement.

Collection of your Personal Information 
In order to better provide you with products and services offered, KAPED may collect personally identifiable information, such as your:

ISSUER COMPLIES WITH FEDERAL LAW
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering  activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name,  address, date of birth, and other information that will allow us to identify you. We  may also ask to see your driver's license or other identifying documents.

If you purchase KAPED's products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.

KAPED may also collect anonymous demographic information, which is not unique to you, such as your:

We do not collect any personal information about you unless you voluntarily provide it to us.  However, you may be required to provide certain personal information to us when you elect to use  certain products or services. These may include: (a) registering for an account; (b) entering a  sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers  from selected third parties; (d) sending us an email message; (e) submitting your credit card or  other payment information when ordering and purchasing products and services. To wit, we will  use your information for, but not limited to, communicating with you in relation to services and/or  products you have requested from us. We also may gather additional personal or non-personal  information in the future. 

Use of your Personal Information
KAPED collects and uses your personal information to operate and deliver the services you have requested

KAPED may also use your personally identifiable information to inform you of other products or services available from KAPED and its affiliates.

Sharing Information with Third Parties
KAPED does not sell, rent or lease its customer lists to third parties. KAPED may, from time to time, contact you on behalf of external business partners about a  particular offering that may be of interest to you. In those cases, your unique personally identifiable  information (e-mail, name, address, telephone number) is transferred to the third party. KAPED  may share data with trusted partners to help perform statistical analysis, send you email or postal  mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from  using your personal information except to provide these services to KAPED, and they are required  to maintain the confidentiality of your information. 

KAPED may disclose your personal information, without notice, if required to do so by law or in  the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply  with legal process served on KAPED or the site; (b) protect and defend the rights or property of  KAPED; and/or (c) act under exigent circumstances to protect the personal safety of users of  KAPED, or the public. 

Opt-Out of Disclosure of Personal Information to Third Parties
In connection with any personal information we may disclose to a third party for a business  purpose, you have the right to know: 

You have the right under the California Consumer Privacy Act of 2018 (CCPA) and certain other privacy and data protection laws, as applicable, to opt-out of the disclosure of your personal information. If you exercise your right to opt-out of the disclosure of your personal information, we will refrain from disclosing your personal information, unless you subsequently provide express authorization for the disclosure of your personal information. To opt-out of the disclosure of your personal information, visit this Web page _________________.

Tracking User Behavior
KAPED may keep track of the websites and pages our users visit within KAPED, in order to determine what KAPED services are the most popular. This data is used to deliver customized content and advertising within KAPED to customers whose behavior indicates that they are interested in a particular subject area.

Automatically Collected Information
Information about your computer hardware and software may be automatically collected by  KAPED. This information can include: your IP address, browser type, domain names, access  times and referring website addresses. This information is used for the operation of the service, to  maintain quality of the service, and to provide general statistics regarding use of the KAPED  website. 

Use of Cookies
The KAPED website may use "cookies" to help you personalize your online experience. A cookie  is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run  programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only  be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize KAPED pages, or register with KAPED site or services, a cookie helps KAPED to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same KAPED website, the information you previously provided can be retrieved, so you can easily use the KAPED features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the KAPED services or websites you visit.

Links
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security of your Personal Information
KAPED secures your personal information from unauthorized access, use, or disclosure. KAPED uses the following methods for this purpose:

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

Children Under Thirteen
KAPED does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

Opt-Out & Unsubscribe from Third Party Communications
We respect your privacy and give you an opportunity to opt-out of receiving announcements of  certain information. Users may opt-out of receiving any or all communications from third-party  partners of KAPED by contacting us here: 
- Web page: _________________ 
- Email: optout@kaped.com 
- Phone: 9093244565 

E-mail Communications
From time to time, KAPED may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from KAPED or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from KAPED, you may opt out of such communications by clicking the "unsubscribe" button located at the bottom of the email.

External Data Storage Sites
We may store your data on servers provided by third party hosting vendors with whom we have  contracted. 

Changes to this Statement
KAPED reserves the right to change this Privacy Policy from time to time. We will notify you  about significant changes in the way we treat personal information by sending a notice to the  primary email address specified in your account, by placing a prominent notice on our website,  and/or by updating any privacy information. Your continued use of the website and/or Services  available after such modifications will constitute your: (a) acknowledgment of the modified Privacy  Policy; and (b) agreement to abide and be bound by that Policy. 

Contact Information
KAPED welcomes your questions or comments regarding this Statement of Privacy. If you believe  that KAPED has not adhered to this Statement, please contact KAPED at: 

KAPED, Inc. 517 N Mountain Ave Upland, California 91786 
Email Address: info@kaped.com 
Telephone number: 9093244565 

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